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Inland Florida Flood Zones
It is important to
know if a waterfront property you may consider purchasing is located
in a flood zone.
Lake County
elevations are some of the highest in the State. For this
reason, It is rare to find a lakefront home or lot in the Golden Triangle
area that
requires flood insurance. However, it pays to be cautious and
find out in advance.
The major flood
zones in our area are located around the shores of the St. John's
River at the far
east end of the County. This river is a major water drainage conduit
for the entire north end of the State of Florida. It is
common during periods of especially high water for boats on the St. John's
River to be limited to idle speed to prevent their wakes from
damaging private property.
In order to determine
if a property is in a flood zone, you need to have a survey
conducted with an elevation certificate. These measurements
will be included with the survey and used to determine the
likelihood of your property being effected by a flood. The
survey will also indicate the historic high water level and in the
case of new construction, the County will use these indications to
determine where you may locate your home.
FEMA has defined
flood hazard zones shown on the Flood Insurance Rate Maps. Under the law,
federally regulated lenders must require borrowers with buildings
that are located in these zones to purchase and maintain flood
insurance.
For more information
about FEMA Flood Zone designations, visit their website at:
http://www.floodsmart.gov
We invite you to tour
this website in detail, especially taking the time to browse and
view our property database. If you would
like more information about Lake County real estate, please contact
us.
Call Toll Free:
800 260-2829
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